NOTICE OF TRUSTEE’S SALE
Foreclosure No. 09514.101
Twin Oaks Valley
Community Association / Skibicki
YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT (FOR HOMEOWNERS ASSOCIATION FEES AND RELATED CHARGES) DATED SEPTEMBER 16, 2020. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.
NOTICE IS HEREBY GIVEN that on September 29, 2021 at 2:00 P.M., at the
west entrance to 5122 Avenida Encinas, Suite 100, Carlsbad, California, County of San Diego, State of California, FEIST, VETTER, KNAUF AND LOY, a Professional Corporation, as duly appointed Trustee under and pursuant to the Notice of Delinquent Assessment filed against PAMELA SKIBICKI and the real property described below recorded September 23, 2020 as Document No. 2020-0561791, in the Office of the County Recorder of San Diego County, California, and by reason of default in the payment or performance of obligations secured thereby, including the breach or default, notice of which was recorded January 27, 2021, as Document No. 2021-0064793 of said Official Records, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER for cash (payable at the time of sale in lawful money of the United States) a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union, or check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code, and authorized to do business in this state, pursuant to the authority granted by California Civil Code section 5650 et.seq., all right, title and interest in the property situated in the County of San Diego, State of California, legally described as: As more fully described in the aforesaid Notice of Delinquent Assessment and Notice of Default.
The street address and other common designation, if any, of the real property described above is: 500 Rancheros Drive, Space 175, San Marcos, CA. Assessor’s Parcel Number: 220-311-30-74. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common description, if any, shown herein.
Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the outstanding balance of due but unpaid homeowner assessments and charges secured by the Notice of Delinquent Assessment, with interest as provided for by California Civil Code Section 5650, advances, if any, and fees, charges and expenses of the Trustee. This property is being sold subject to the right of redemption created by Civil Code §5715 pertaining to sales by common interest developments. (NOTE: The redemption period allows the foreclosed owner to “redeem” the property by paying the delinquent amounts plus any collection fees and costs to the association. (Code Civ. Proc. §729.035, Civ. Code §5715(b).) In the event the buyer of
the foreclosed property incurs expenses for maintenance and repair work on the unit which were reasonably necessary for the preservation of the property, s/he can include those expenses only in the redemption price. (_Barry v. OC Residential Properties_.))
The total amount of the unpaid balance of the obligation secured by the property to be sold and the reasonable estimated costs, expenses and advances at the time this Notice is first published is $ 32,083.58.
The beneficiary under the said Notice of Delinquent Assessment heretofore
executed and delivered to the undersigned a written Declaration of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the property is located and more than three months have elapsed since such recordation.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can
receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three
steps to exercising this right of purchase. First, 48 hours after the
date of the trustee sale, you can call 760-438-1914, or visit this
internet website
www.feistvetterknaufloy.com/trustee-sale-information/, using the file
number assigned to this case 09514.101 to find the date on which the
trustee’s sale was held, the amount of the last and highest bid, and
the address of the trustee. Second, you must send a written notice of
intent to place a bid so that the trustee receives it no more than 15
days after the trustee’s sale. Third, you must submit a bid so that
the trustee receives it no more than 45 days after the trustee’s sale.
If you think you may qualify as an “eligible tenant buyer” or
“eligible bidder,” you should consider contacting an attorney or
appropriate real estate professional immediately for advice regarding
this potential right to purchase.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if
applicable, the rescheduled time and date for the sale of this
property, you may check the status at
www.feistvetterknaufloy.com/trustee-sale-information/ or call
760-438-1914 during business hours for information regarding the
trustee’s sale. Recorded questions left by voice mail will be returned
the next business day. Information about postponements that are very
short in duration or that occur close in time to the scheduled sale
may not immediately be reflected in the telephone information. The
best way to verify postponement information is to attend the scheduled
sale.
Dated: August 18, 2021
FEIST, VETTER, KNAUF AND LOY, APC, as
Trustee By:
Lisa M. Frazee, Vice-President
5122 Avenida Encinas, Suite
100 Post Office Box 1307 Carlsbad, CA 92018-1307
Telephone: (760) 438-1914
Pub. Aug. 27; Sept. 03; 10; 2021
Published in Hispanos Unidos Digital